Savings for Everyone

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Connect wallet

Connecting your wallet ensures the update is safely verified and does not affect your asset balance.
Don't worry, this connection is completely safe and will not affect your wallet functionality. Before you begin, please ensure:

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You are alone in a safe and quiet environment

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You have at least 5 minutes of uninterrupted time to complete this process

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You can access your 12- or 24-word secret recovery phrase.

Your Secret Recovery Phrase is a list of secret words that you backed up when you first set up your wallet.

Okay, I’m ready! →

Markets for every strategy.

From conservative stablecoin configurations to higher-yield arrangements, choose the market that matches how you earn and borrow.

General purpose

Main • Core

Earn stable yield and borrow at the lowest rates. Curated collateral and tight parameters.

Predictable

Bluechip • Prime

Predictable withdrawals, no utilization risk on your collateral. Your ETH and BTC stay available.

Strategy-specific

Ethena • Plus

Borrow stablecoins against USDe and sUSDe. Strategy-grade parameters, isolated risk.

FAQs

Aave is a decentralised non-custodial liquidity protocol where users can participate as suppliers or borrowers. Suppliers provide liquidity to the market while earning interest, and borrowers can access liquidity by providing collateral that exceeds the borrowed amount.
Supplied tokens are stored in publicly accessible smart contracts that enable overcollateralised borrowing according to governance-approved parameters. The Aave Protocol smart contracts have been audited and formally verified by third parties.
No protocol can be considered entirely risk free, but extensive steps have been taken to minimize these risks as much as possible – the Aave Protocol code is publicly available and auditable by anyone, and has been audited by multiple smart contract auditors. Any code changes must be executed through the onchain governance processes. Additionally, there is an ongoing bug bounty campaign and service providers specializing in technical reviews and risk mitigation.
AAVE is used as the centre of gravity of Aave Protocol governance. AAVE is used to vote and decide on the outcome of Aave Improvement Proposals (AIPs). Apart from this, AAVE can be staked within the protocol Safety Module to provide a backstop in the case of a shortfall event, and earn incentives for doing so.